Last Updated: September 29, 2026

This Cookie Policy explains how KJ FINCORP (“KJ FINCORP”, “we”, “us”, or “our”) uses cookies and similar technologies when you visit or interact with our website.

This policy should be read together with our Privacy Policy, which explains how we collect, use and protect personal information.

1. What Are Cookies?

Cookies are small text files that are placed on your device when you visit a website.

They allow websites to recognize your device and remember certain information about your visit.

Cookies may help websites:

• Function properly

• Remember preferences

• Improve user experience

• Understand how visitors use the website

• Measure website performance

• Improve marketing and advertising activities

• Maintain website security

Cookies generally do not directly identify you by name, although certain cookies may be associated with information that can identify you.

2. How KJ FINCORP Uses Cookies

KJ FINCORP may use cookies and similar technologies to:

• Operate and maintain the website

• Improve website functionality

• Remember user preferences

• Understand how visitors navigate the website

• Analyze website traffic

• Measure website performance

• Improve website content and user experience

• Monitor website security

• Measure the effectiveness of marketing campaigns

We use cookies only for legitimate website, operational, analytical or marketing purposes as applicable.

3. Types of Cookies We May Use

3.1 Strictly Necessary Cookies

These cookies are required for certain parts of the website to function properly.

They may support functions such as:

• Website security

• Form functionality

• Session management

• Basic website operation

• Accessibility and user preferences

Because these cookies may be necessary for website functionality, they may not always be disabled through the website’s cookie settings.

3.2 Functional Cookies

Functional cookies allow the website to remember choices and preferences that you make.

For example, they may help remember:

• Language preferences

• Certain website settings

• Previously selected preferences

• Other functionality-related choices

These cookies help provide a more personalized website experience.

3.3 Analytics Cookies

Analytics cookies help us understand how visitors use our website.

They may collect information such as:

• Pages visited

• Time spent on pages

• Navigation patterns

• Device type

• Browser information

• General geographic information

• Traffic sources

• Website interactions

This information helps us understand website performance and identify areas for improvement.

Where possible, analytics information may be aggregated or otherwise processed to reduce direct identification.

3.4 Marketing and Advertising Cookies

Where applicable, KJ FINCORP may use marketing or advertising technologies to understand the effectiveness of advertising campaigns and improve the relevance of marketing communications.

These technologies may help measure:

• Advertisement interactions

• Website visits originating from advertisements

• Campaign performance

• Conversion activity

• General visitor behavior

Third-party advertising platforms may process information in accordance with their own privacy policies.

3.5 Social Media Cookies

Our website may contain links or features associated with social media platforms.

These platforms may use their own cookies or similar technologies when you interact with their content or services.

Their use of cookies is governed by the respective platform’s privacy and cookie policies.

4. Third-Party Cookies

Some cookies may be placed by third-party service providers that support our website or business operations.

These may include providers involved in:

• Website analytics

• Advertising

• Website security

• Hosting

• Performance monitoring

• Communication

• Embedded content

• Social media functionality

Third-party cookies are controlled by the respective third-party provider and may be subject to that provider’s own privacy and cookie policies.

KJ FINCORP does not control the cookie practices of third-party websites or services.

5. Cookie Duration

Cookies may remain on your device for different periods depending on their purpose.

Session Cookies

These cookies are temporary and are generally deleted when you close your browser.

Persistent Cookies

These cookies remain on your device for a specified period or until you delete them manually.

The duration of a particular cookie may depend on its purpose and the service provider responsible for placing it.

6. Managing Cookies

Most web browsers allow you to manage or control cookies through their settings.

You may be able to:

• View cookies stored on your device

• Delete existing cookies

• Block certain cookies

• Block all cookies

• Receive notifications before cookies are placed

Please note that disabling certain cookies may affect the functionality or performance of parts of our website.

You can find cookie-management options within the settings or privacy section of your web browser.

7. Cookie Consent

Where required by applicable law, KJ FINCORP may display a cookie consent notice or cookie preference tool when you visit our website.

Depending on the available options, you may be able to:

• Accept cookies

• Reject non-essential cookies

• Customize cookie preferences

• Change your preferences at a later time

Strictly necessary cookies may continue to operate where they are required for the website to function or where otherwise permitted by applicable law.

8. Cookies and Personal Information

Cookies may sometimes be associated with information that can identify or relate to an individual.

Where cookie-related information constitutes personal information under applicable law, KJ FINCORP will handle that information in accordance with applicable privacy and data-protection requirements.

For more information about how we collect and use personal information, please refer to our Privacy Policy.

9. Changes to This Cookie Policy

KJ FINCORP may update this Cookie Policy from time to time to reflect:

• Changes to our website

• Changes in the technologies we use

• Changes to third-party services

• Changes in legal or regulatory requirements

• Changes to our business practices

When we make changes, we will update the “Last Updated” date at the top of this page.

We encourage you to review this Cookie Policy periodically.

10. Contact Us

If you have any questions regarding our use of cookies or this Cookie Policy, please contact us:

KJ FINCORP
Financial Solutions & Corporate Financing

Phone: [Phone Number]
Email: [Email Address]
Office Address: [Office Address]
WhatsApp: [WhatsApp Number]

For cookie-related enquiries, please mention “Cookie Policy Enquiry” in the subject line of your communication.