Last Updated: September 29, 2026

KJ FINCORP (“KJ FINCORP”, “we”, “us”, or “our”) respects your privacy and is committed to protecting the personal information you share with us.

This Privacy Policy explains how we collect, use, store, disclose and protect information when you visit our website, submit an enquiry, communicate with us, or use our financial solutions and related services.

By accessing or using our website, you acknowledge that you have read and understood this Privacy Policy.

1. Information We Collect

We may collect information that you voluntarily provide when you contact us, submit an enquiry, or request information about our services.

Personal Information

This may include:

• Full name

• Mobile number

• Email address

• City or location

• Contact details

• Other information you voluntarily provide through our enquiry forms

Financial & Requirement Information

Depending on your enquiry, you may provide information such as:

• Type of financing required

• Approximate funding requirement

• Business or project details

• Purpose of financing

• Details relating to your funding requirement

• Other information you voluntarily provide to help us understand your requirement

We aim to collect information that is relevant to understanding and responding to your enquiry.

Technical Information

When you visit our website, certain technical information may be collected automatically, including:

• IP address

• Browser type

• Device type

• Operating system

• Pages visited

• Referring website

• Date and time of access

• General website usage information

This information may be collected through server logs, cookies, analytics tools and similar technologies.

2. How We Use Your Information

We may use the information collected to:

• Respond to your enquiries

• Understand your financing requirements

• Contact you regarding your enquiry

• Provide information about relevant financial solutions

• Coordinate discussions regarding financing requirements

• Improve our website and services

• Improve user experience

• Analyze website traffic and usage

• Maintain website security

• Prevent fraud, misuse or unauthorized activity

• Comply with applicable legal and regulatory requirements

We do not use your information for purposes unrelated to your enquiry except where permitted or required by applicable law.

3. Lead and Enquiry Information

When you submit an enquiry through our website, the information you provide may be used by KJ FINCORP to understand your requirement and determine appropriate next steps.

Where appropriate, information may be shared with relevant financial institutions, banking channels, service providers or other parties involved in evaluating or processing a financing requirement, subject to applicable permissions and legal requirements.

Submitting an enquiry does not constitute approval, sanction or a guarantee of financing.

Any financing decision remains subject to applicable eligibility criteria, documentation, policies and approval processes of the relevant financial institution or financing provider.

4. Communication With You

If you submit an enquiry, we may contact you using the details provided by you through:

• Phone

• Email

• WhatsApp

• SMS

• Other permitted communication channels

We may contact you to discuss your requirement, request additional information, clarify details or provide updates relating to your enquiry.

You may request that we stop non-essential communications from us.

5. Cookies and Similar Technologies

Our website may use cookies and similar technologies to improve functionality, understand website usage and enhance user experience.

Cookies may help us:

• Remember certain preferences

• Understand how visitors use our website

• Measure website performance

• Improve website functionality

• Analyze marketing and advertising performance

You can generally control or disable cookies through your browser settings. Disabling certain cookies may affect some website functionality.

6. Analytics and Third-Party Services

We may use third-party tools and service providers for purposes including:

• Website analytics

• Website security

• Performance monitoring

• Form processing

• Communication

• Advertising measurement

• Hosting and technical infrastructure

These third parties may process information in accordance with their own privacy policies and applicable contractual or legal obligations.

Third-party services may use cookies, pixels, tags or similar technologies where applicable.

7. How We Protect Your Information

KJ FINCORP takes reasonable technical and organizational measures to protect personal information against unauthorized access, misuse, alteration, disclosure or destruction.

However, no method of transmitting information over the internet or storing information electronically can be guaranteed to be completely secure.

While we take reasonable steps to protect your information, we cannot guarantee absolute security.

8. Sharing of Information

We may share information where reasonably necessary for the purposes described in this Privacy Policy, including with:

• Relevant financial institutions or banking partners, where applicable

• Professional advisers and service providers assisting our operations

• Website hosting and technology providers

• Analytics and security service providers

• Communication and customer-support providers

• Government, regulatory or law-enforcement authorities where required by law

KJ FINCORP does not intend to sell your personal information as a commercial product.

Information may be shared where reasonably necessary, permitted or required for legitimate business, service, legal or regulatory purposes.

9. Data Retention

We retain personal information for as long as reasonably necessary to:

• Respond to and manage your enquiry

• Provide or coordinate relevant services

• Maintain business and communication records

• Fulfill legal, regulatory or accounting requirements

• Resolve disputes

• Prevent fraud or misuse

The retention period may vary depending on the nature of the information and applicable legal requirements.

When information is no longer required, we may securely delete, anonymize or otherwise dispose of it in accordance with applicable requirements.

10. Your Rights and Choices

Subject to applicable law, you may have rights regarding your personal information, including the ability to:

• Request information about personal data we hold about you

• Request correction of inaccurate information

• Request deletion of information where legally permissible

• Withdraw certain permissions or consent

• Opt out of certain communications

• Raise concerns regarding the handling of your personal information

Requests may be submitted using the contact details provided below.

We may need to verify your identity before processing certain requests.

11. Children’s Privacy

Our website and services are intended primarily for adults, businesses and organizations.

We do not knowingly collect personal information from children where such collection is prohibited by applicable law.

If you believe that a child has provided personal information to us, please contact us so that we can take appropriate steps.

12. Third-Party Websites

Our website may contain links to third-party websites, financial institutions, social media platforms or other external services.

KJ FINCORP does not control the privacy practices of those third-party websites.

We recommend reviewing the privacy policies of external websites before providing them with personal information.

13. Changes to This Privacy Policy

KJ FINCORP may update this Privacy Policy from time to time to reflect changes in our services, website practices, legal requirements or business operations.

Any updated version will be published on this page with a revised “Last Updated” date.

We encourage you to review this Privacy Policy periodically.

14. Contact Us

If you have questions, concerns or requests regarding this Privacy Policy or the way we handle your information, please contact us:

KJ FINCORP
Financial Solutions & Corporate Financing

Phone: [Phone Number]
Email: [Email Address]
Office Address: [Office Address]
WhatsApp: [WhatsApp Number]

For privacy-related enquiries, please mention “Privacy Enquiry” in the subject line of your email.

15. Consent

By using our website or submitting an enquiry through our website, you acknowledge that you have read and understood this Privacy Policy.

Where consent is required by applicable law, KJ FINCORP will seek appropriate consent before processing information for purposes that require such consent.

KJ FINCORP reserves the right to process information where such processing is otherwise permitted or required under applicable law.